Your Land. Your Loan. Since 1993.

Independent Texas mortgage broker. We compare financing options from multiple lenders.

Texas rural land mortgage broker since 1993. We help buyers finance farms, ranches, barndominiums, and country homes. NMLS #217672. Equal Housing Opportunity.

Explore Your Options

What We Finance

From working ranches to weekend retreats — we help borrowers explore financing options for rural property.

Why Choose FSCAP

We help qualified borrowers compare fully amortizing fixed-rate programs. With a fixed rate, your principal-and-interest payment stays the same for the life of the loan; property taxes and insurance can still change. Availability varies by lender, property, and borrower profile.

When your land is worth more than the home, many lenders decline. Some lender programs we work with may consider properties where improvements are as little as 30% of total value, subject to appraisal and underwriting.

No cooperative stock purchase or membership is required to use FSCAP's broker service. The selected lender's own terms and conditions apply.

How It Works

  1. Tell us about your property.
  2. We present your scenario to multiple lenders and investors to compare available rates and terms.
  3. We present clear options with no pressure. Every lender and broker fee is disclosed in your Loan Estimate before you decide.
  4. If a lender approves and you choose to proceed, we coordinate the loan process through closing.

Know your maturity date before you sign.

Many rural-property loans are amortized over a long schedule but mature years earlier, leaving a balloon payment that must be paid off or refinanced. As an independent broker, FSCAP helps qualified borrowers compare options from multiple lenders, including fully amortizing fixed-rate programs with no balloon payment. Availability depends on the property, borrower profile, and lender program.

Call 888-484-1256 to discuss your property.

First Source Capital Mortgage, Inc. | NMLS #217672 | Equal Housing Opportunity