About First Source Capital Mortgage

First Source Capital Mortgage is an independent mortgage broker headquartered in Lubbock, Texas, specializing in farm & ranch loans, country home financing, barndominium loans, recreational land lending, and equestrian property mortgages. We have been in continuous operation since June of 1993 — over 30 years of helping Texans finance rural property when traditional banks say no.

Our Story

We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986-87. Our relationships with Investment Bankers provided a conduit for commercial real estate financing using Wall Street-funded MBS technology for funding multi-family, retail, and office warehouse properties in Texas at a time when very few options existed for long-term financing.

As a result of that experience, in 1996 we formed a strategic alliance with AgFirst Farm Credit Bank to bring liquidity to rural communities across America. Our role was to serve Texas farmers, ranchers, and homeowners who were under-served by local lending institutions. We began our efforts to originate loans with AgFirst Farm Credit Bank and maintained that alliance until June of 2014 when AgFirst announced they no longer would purchase loans from non-farm credit institutions. That relationship opened the doors to continue to originate long-term fixed-rate loans to rural communities and residents.

We also provide typical secondary market residential loans as a correspondent lender and broker to a large variety of institutional investors. We are licensed with the NMLS to originate residential loans for owner-occupants, second homes, and investors alike.

Our loan officers represent decades of experience in many types of properties. We have a spotless record with the Dallas BBB, and we are eager to show you how much we would appreciate your business.

What Sets Us Apart

Meet the Team

Our experienced loan officers understand rural Texas property inside and out.

Dan Cunyus — President & Senior Loan Officer

NMLS #218025 | Phone: 903-482-1123 | Email: dan@fscap.com

Dan founded First Source Capital Mortgage in 1993 and has spent over three decades building relationships with rural Texas property buyers. His deep understanding of farm & ranch lending and rural appraisal challenges makes him the go-to expert for complex rural financing scenarios. Dan has closed thousands of rural property transactions across Texas and is a former AgFirst Farm Credit Bank correspondent lender.

Marita Cunyus — Loan Officer

NMLS #271320

Marita brings decades of experience in residential and rural mortgage lending. She specializes in guiding first-time rural property buyers through the financing process, ensuring every borrower understands their options and feels confident in their decision.

Billy Curb — Loan Officer

NMLS #1649965

Billy specializes in farm & ranch and recreational land financing. With hands-on experience in rural Texas property, he understands the unique challenges borrowers face when financing hunting land, barndominiums, and large-acreage properties.

Our Loan Programs

Contact Us

Ready to discuss your financing needs? Call us today for a free, no-obligation review.

First Source Capital Mortgage, Inc. | NMLS #217672 | BBB A+ Rated | Equal Housing Lender