Got Turned Down for a Rural Land Loan?

You're not unqualified. You have the wrong lender. FSCAP specializes in rural land loans that others decline. 30-year fixed, no balloon, no co-op required.

Why FSCAP Can Say Yes When Others Say No

FSCAP has financed rural Texas land since 1993, originally as an AgFirst Farm Credit correspondent. We know rural land appraisals, ag exemptions, and we've written loans on every type of rural Texas property.

Common Rejection Reasons We Overcome

• Land-heavy properties — Home worth less than 30% of total property value
• Barndominiums — Non-traditional construction that banks won't appraise
• Minimum property value — Deals too small for Farm Credit minimums
• No cooperative stock — You don't need to buy stock or join a co-op
• Balloon note avoidance — True 30-year fixed rates available