It's all about you, and your commitment to living in the country.  First Source Capital Mortgage, Inc. appreciates the unique and charming qualities of rural Texas living. The Country Estate Home Loan program is dedicated to providing long-term financing for non-conventional secondary market hobby farm properties, with agricultural characteristics.  This program exemplifies competitive pricing and effective products designed specifically for country home living.

Country Estate Home Loan Provides Valuable Benefits 

  • A solution created specifically for non-conventional properties

  • A unique opportunity to lock in long-term financing and a fixed rate

  • Finance one note and mortgage for the entire acreage and home

  • Competitive pricing structure

  • A dedicated and experienced team guiding you through a simple and convenient process


Program Characteristics

  • Primary, Owner-Occupied Residence Texas Home Property

  • 30 & 15 year fixed rate with no prepayment penalties

  • Home & Land  (5 to 160+ acres) with outbuildings, fencing, guest home, etc.

  • Ag Exemptions are OKAY!

  • Multiple Non-Contiguous Parcels

  • Borrower's primary business/vocation is typically something other than farming

  • Schedule F Income

  • Sales Comps permitted expanded time and distance parameters

  • Home value should comprise of approximately 30% of the overall property value


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